Zoning board votes to limit brand new payday loan providers
March 22, 2012, Ames Tribune
The Ames preparing and Zoning Commission suggested Wednesday the Ames City Council follow an ordinance that basically would prohibit any brand brand new payday financing organizations in Ames.
There are seven lenders that are payday Ames. They might be вЂњgrandfatheredвЂќ in to the zoning modification as pre-existing properties that are non-conforming.
The proposed ordinance that is zoning prohibit new payday loan providers from finding near comparable companies, domestic areas, schools, daycares, areas, arterial roads or in highway-oriented commercial or gateway overlay areas.
Commission seat Liz Beck asked Brian Phillips, task coordinator for the populous city, to make clear the effect of this zoning modification.
вЂњThe method that these needs are built, them to the map of the city вЂ¦ there is no place in the current confines of the city of Ames that a payday lender would be able to locate,вЂќ Phillips said if you apply.
In September 2011, the council asked city staff to build a zoning law вЂњas restrictive as lawfully feasible.
Beneath the present rule, payday financing solutions are believed workplace usage and permissible in almost any zone that is commercial.
City Attorney Doug Marek stated studies was in fact done in other communities in Iowa and over the nation that discovered lending that is payday have a tendency to cluster together in a single location, crowding out other companies and adding to reduce home values in nearby neighborhoods.
The council will vote on formal use of this ordinance at its conference Tuesday, April 10.
In the event that zoning is authorized, Ames will join Diverses Moines, western Diverses Moines and online payday loans Hawaii Clive in limiting the place of payday lenders, that have been criticized by the continuing State Attorney GeneralвЂ™s workplace for predatory loan techniques.
Read more info on our strive to control payday loan providers and keep wide range within our communities.
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This really is a crucial step up our campaign to win local policies that put people first, and itвЂ™s because of this work of people like everyone else whom called and emailed your councilors, went to meetings and general general public discussion boards, and stood up and spoke down for whatвЂ™s right. Many thanks!
The look and Zoning Commission will now just just just take up our proposition, as well as in the coming days and months weвЂ™ll make plans to weigh-in with town staff while the zoning board so that they have got all the data they must progress aided by the strongest ordinance feasible.
WeвЂ™ll additionally be convening a residential area conference within the next 14 days on the issues, and make plans to keep the fires of justice lit underneath the city so we can gather our members together, educate ourselves. Keep tuned in.
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